Source: https://top-list.co/top-best-travel-medical-plans-v262.html
- GeoBlue Voyager Choice
- GeoBlue Voyager Essential
- HTH Worldwide TravelGap Excursion
- WorldTrips Atlas International
- Patriot International Lite
GeoBlue Voyager Choice
The GeoBlue Voyager Choice plan is one of the most popular travel medical plans, which offers travelers emergency medical coverage while spending time abroad. You have the option to choose the medical limit and deductible amount with this plan. This enables you to feel secure about the scope of your emergency medical coverage when traveling. Also, the plan includes the Direct Pay program, which will pay medical expenditures in full provided the appointment was scheduled with a doctor in the GeoBlue network and GeoBlue was informed of the appointment 24 hours in advance.
In case you need medical care or an emergency evacuation while traveling, the Voyager Select plan gives you a 24-hour, seven-day emergency contact number. Also, you will have the full profiles of the healthcare facilities and hospitals in the region you are visiting. If you need to decide on medical care while you’re abroad, this can help you be ready for the unexpected. When you have to quit your trip early for a “covered reason,” trip interruption benefits may be able to help you get reimbursed for the cost of your return flight or other ground transportation.
Typically, covered reasons for trip interruptions include a covered illness or injury, a felonious assault, a terrorist event, or an imminent threat to your personal safety during the trip This plan also includes baggage protection. If a piece of luggage is lost, damaged, or stolen in transit, the benefit will pay the passenger up to $500 (up to $100 per bag or personal effect) for replacement. Just before your departure date is it possible to get a GeoBlue travel medical insurance package. Do not purchase this plan if you have already started your journey since you will not be covered.
Medical Limit: $50,000 – $1,000,000
Rating: 4.71 (1218 ratings on InsureMyTrip)
Contact:
- Within the U.S. 1.855.481.6647
- Outside the U.S. +1.610.254.5850
Website: geobluetravelinsurance.com
Image by Pam Patterson from Pixabay
Image by Total Shape from Pixabay
GeoBlue Voyager Essential
The GeoBlue Voyager Essential is a single-trip medical plan, which offers emergency medical coverage while you are traveling abroad. This plan does not require you to have primary health insurance in place, but there is a 6 month period, prior to the coverage date, for pre-existing conditions. Pre-existing conditions are excluded from this plan’s medical coverage, but emergency medical transportation is still covered whether the need is related to a known condition or not.
You have the option to choose the medical limit and deductible amount with this plan. Also, it has the Direct Pay program, which will pay medical expenditures in full if the patient arranged an appointment with a doctor in the GeoBlue network and GeoBlue is aware of the appointment 24 hours in advance.
In the event that you require medical attention or an emergency evacuation while traveling, GeoBlue will give you a 24-hour, seven-day emergency contact number. Also, you will have access to comprehensive service profiles for the hospitals and doctors in the region to which you are traveling. If there is an emergency while you are traveling, having this information will help you plan ahead and make wise decisions regarding your medical care.
Rating: 4.71 (390 ratings on InsureMyTrip)
- Within the U.S. 1.855.481.6647
- Outside the U.S. +1.610.254.5850
Image by StockSnap from Pixabay
Image by Hush Naidoo Jade Photography from Unplash
HTH Worldwide TravelGap Excursion
The HTH TravelGap Excursion is a single-trip medical plan, covering trips up to 180 days in length. To be eligible for benefits, you must be enrolled in a primary health insurance plan. Pre-existing condition coverage is included in the plan, and you have a choice of medical deductibles and restrictions. You will probably discover a level of coverage that you are comfortable with and that best meets your needs with medical limits ranging from $50,000 to $1,000,000.
Moreover, the Direct Billing feature is included in the plan. They may pay for your medical care up in advance if you select a doctor from the HTH elite provider network and let them know at least 24 hours before the scheduled visit. This may assist you in avoiding a claims procedure.
This plan provides emergency medical evacuation in addition to medical insurance. If your doctor decides you need to be taken to the closest suitable hospital for treatment of a covered disease or accident, this would provide coverage for the cost of medical evacuation. Also, you get access to a variety of medical and security services, where you may learn about security warnings and find doctors nearby. This will keep you informed about local travel advisories and health risks.
Rating: 4.62 (475 ratings on InsureMyTrip)
- Within the U.S: (888) 957-5009
- Outside the U.S: (727) 412-7377
Website: hthworldwide.com
Image by Hermann Traub from Pixabay
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WorldTrips Atlas International
The WorldTrips Atlas International is a single-trip travel medical plan offered to citizens of the United States and other countries who are traveling abroad but not inside the United States. This plan can help you fill in any coverage gaps left by your regular health insurance, which might not fully cover you when you are traveling abroad. By choosing the medical limit and deductible amount that best suit your need, you may customize your plan.
This plan also includes luggage protection as a travel protection feature. If your bag is lost while in transit, it covers replacement costs for clothing and items. American citizens can purchase Incidental Home Country Coverage for up to 15 days every three months of coverage. This benefit can be required if you make an unplanned travel back to the US and get sick while there.
This plan also offers protection in the case of a natural disaster. In the event that you are relocated from prearranged, paid accommodations because of an evacuation for a predicted disaster or as a result of a disaster occurring, the natural disaster benefit may be able to assist with the cost of new accommodations.
Medical Limit: $50,000 – $2,000,000
Rating: 4.59 (2057 ratings on InsureMyTrip)
- Within the United States: (800) 605-2282 (toll-free)
- Outside the United States: +1 (317) 262-2132 (collect calls accepted)
Website: worldtrips.com
Image by SplitShire from Pixabay
Image by Markus Frieauff from Unplash
Patriot International Lite
The Patriot International Lite plan offers travel medical coverage for individuals that are traveling outside of their home country. It excludes coverage for domestic travel within the US. This plan can help fill in the coverage gaps left by your primary health insurance, which might not fully cover you while you’re traveling abroad.
This plan allows you to choose your deductible amount and medical coverage limits because every traveler’s demands are different. Options for medical insurance range from $50,000 to $1,000,000. The maximum limit for travelers age 70-79 is $50,000. The maximum limit for travelers age 80 or above is $10,000.
Options for deductibles range from $0 to $2,500. The plan will automatically default to $250 unless you select another option. This flexibility allows you to assess your budget and choose an amount that you are comfortable paying out-of-pocket.
An optional Adventure Sports Rider is available to add to the plan for passengers under the age of 64. If additional medical care is required because of an injury sustained while participating in an activity like spelunking, bungee jumping, or wildlife safaris, the Adventure Sports Rider will cover it.
Also, this plan offers 24-hour emergency help services that you can contact if something goes wrong while you’re traveling. These support services can be useful in the event of a medical emergency, an evacuation, or the requirement for pre-certification.
Rating: 4.59 (720 ratings on InsureMyTrip)
- Within the United States: 1-800-628-4664
- Outside the United States: 1-317-655-4500
Website: imglobal.com
Image by Zhen Hu from Unplash
Image by นิธิ วีระสันติ from Pixabay
